Why get an appraisal?
Anyone who wishes to purchase, sell or refinance their home, land and/or investment property, will need to get an expert opinion on what their property value is worth. Before a bank or lender will invest their money in your home loan, they will require an appraisal to ensure the property's value.
PURCHASE OF A HOME
Buying a home is an important decision. A buyer needs to know what the property is worth so that they can make an informed decision to purchase. An appraisal report performed by a qualified, state-licensed, real estate appraiser can provide you with an objective, third party opinion of a property's current Market Value.
REFINANCE OR GET A HOME EQUITY LOAN
Need to consolidate bills, pay college tuition, or maybe you just want to do some renovations, you'll want to tap into the equity of your home. A refinance or home equity loan usually requires a an appraisal of your property.
SELLING A HOME
Whether you choose to sell your home by owner or use a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price.
DIVORCE SETTLEMENT
In most divorce cases, the Court won't usually force the parties involved to "buyout" the other party's interest but it may however order the sale of the home so each party gets an equal share of the equity. Whatever the situation, it is strongly advisable to order an appraisal so both parties are fully aware of what the true market value is.
ESTATE LIQUIDATION
When settling an estate from a death, or probate, usually requires an appraisal to establish Fair Market Value for the property involved. In most cases, a home or other real property makes up a disproportionate share of the total estate value. When property is involved, an appraiser can help determine its true value.
RELOCATION
During an appraisal inspection, relocating employees are encouraged to provide input on the positive attributes of their property along with information about any recent sales or listings in their neighborhood that they want considered.
HOME IMPROVEMENTS TO ADD VALUE
Many things which we do to our houses have an effect on their value. Unfortunately, not all of them have an equal effect. While a kitchen remodel may improve the appeal of a home, it may not add nearly enough to the value to justify the expense. An appraisal can help clarify which improvements will bring more added value to your property.
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